Terms of service

Welcome to Vanguard Total Solutions Pte Ltd (“we”, “us”, “our”). These Terms govern your use of our website www.govanguard.sg (the “Website”) and any content provided on or through the Website, including but not limited to blog posts, ebooks, videos, courses, emails, newsletters, and comments.

Agreement to Terms

By accessing the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use our Website or content.

Website Use

The Website is for informational and educational purposes only, particularly in financial education. It does not constitute professional financial advice. Users should consult a professional financial advisor before making any financial decisions. The Website and its content are intended for users aged 18 and above. Any access by individuals under 18 is unauthorized.

Intellectual Property

All content on the Website is the property of Vanguard Total Solutions and is protected by copyright, trademark, and other intellectual property laws. Users may view, copy, and print pages from the Website for informational, non-commercial purposes only, with proper attribution. Except as expressly permitted, users may not reproduce, distribute, publicly display, modify, or create derivative works from any portion of the Website without our express written permission.

User Content

By submitting content to the Website, you grant Vanguard Total Solutions a perpetual, royalty-free, non-exclusive right to use, reproduce, modify, publish, and distribute the content for any purpose.

Prohibited Activities

Users are prohibited from engaging in activities such as violating laws, collecting personal data, distributing harmful computer code, engaging in harassing behavior, infringing intellectual property rights, impersonating others, or advertising goods/services without consent. We reserve the right to remove any content that violates these Terms.

Third-Party Links and Content

The Website may contain links to third-party websites for convenience. We do not endorse or control these sites and disclaim any responsibility for their content or practices. Users access third-party sites at their own risk.

Disclaimers

The Website and its content are provided “as is” without warranties of any kind. We do not guarantee uninterrupted, secure, or error-free access to the Website. Users assume all risks associated with Website use.

Limitation of Liability

We are not liable for any damages arising from or related to Website use, with a maximum liability of $100. Some jurisdictions may not allow these limitations, so they may not apply to you.

Indemnification

Users agree to indemnify and hold Vanguard Total Solutions harmless from any claims, damages, or expenses arising from their violation of these Terms or misuse of the Website.

Modifications to Terms or Website

We reserve the right to modify these Terms and the Website at any time. Users are responsible for reviewing the Terms periodically. Continued use of the Website after changes constitutes acceptance of the amended Terms.

Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Singapore. Any disputes shall be exclusively subject to the jurisdiction of the courts of Singapore. Failure to enforce any provision does not waive that provision. If any provision is found invalid, the remaining provisions remain in effect.

Contact

Please send any questions or comments about our Terms of Service to admin@govanguard.sg

Effective Date: February 08, 2024